Void where prohibited by law. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. For people without credit, the. * Find surcharge free ATMs. * See the online application for details about terms and conditions for these offers. No Fee. Which Account Fits You Best? 1. So you can avoid interest payments, bounced checks, or overdraft fees. How much should you contribute to your 401(k)? While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. However, credit score alone does not guarantee or imply approval for any For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. 6,000,608 and 6,189,787. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Find Your Best Match for Student Loan Refinancing. Compare its features and fees in our detailed review. money on your Card via Western Union Money Transfer. To participate in the Savings Because Savings The company you trust offers you the features and benefits. The owner of this website may be compensated in exchange for featured placement of certain Enroll in Brink's Money Payback Points. This is a third-party fee and is subject to change. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. to see your driver's license or other identifying information. Brinks Prepaid Mastercard review 2023 | finder.com may affect your credit. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or Cardholder Agreement for details. For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. You do have the card in your possession, correct? Securing cash and valuables since 1859. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. Consolidating vs. Brink's gives you the peace of mind you deserve. All Rights Reserved. Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. How It Works | Brink's Money Prepaid Mastercard With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. Which bank is brinks? - askingforanswer.com Order Your Brink's Money Prepaid Card Here >. Void in U.S. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. Get the app that helps make sure your money keeps up with you! Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. FAQ's - Brink's Money without notice pursuant to applicable law. (including, for example, the order in which they appear). create up to a $10.00 negative balance on your Card Account. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. Void where prohibited. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. document.write(theYear); There's no interest or late fees because it's not a credit card. If your identity is partially verified, full use of the Card Account will See the Cardholder Agreement for details. No minimum balance necessary to open Savings Account or obtain the yield(s). Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. There is no minimum balance. 4% of the U.S. Dollar amount of the purchase transaction. All other trademarks and service marks belong to their owners. However, credit score alone does not guarantee or imply approval for any if (theYear < 1900) theYear = theYear + 1900; The Brink's Prepaid Mastercard offers bank-level features without hefty fees. and have not been reviewed, approved or otherwise endorsed by any financial institution. Terms apply to the offers listed on this page. See below for Official Rules & complete details. $2.50 per withdrawal, plus ATM owner fees, if any. How to Open a Brinks fire Safe. You'll receive a Card in the mail within 7-10 business days. Overview - Brink's US These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of SuperMoney.com is an independent, advertising-supported service. Card use subject to activation and identity verification. Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. When your highest-paid employees spend time handling cash, your business loses time and money. Copyright 2023 SuperMoney, LLC. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. If your identity is partially verified, full use of the Card Account will be restricted, prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States This product is This feature drops your monthly plan to $5 a fee similar to other prepaid cards. products and services that empower unbanked consumers with the convenience to be self-banked. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. that identifies each person who opens a Card Account. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Answer: I would suggest looking at the back of your card. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. We value your trust. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and Trust us with your money and take advantage of the benefits such as a Personal Photo card. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. No Minimum Balance, No Late Fees - because this is not a credit card Republic Bank & Trust Company, Member FDIC. With Brink's Direct Deposit, you can get paid faster than a paper check. deducted from check total prior to loading your Card Account. These are promotional rates and may change . Brinks Prepaid Mastercard Review - Card With Some Big Perks What is Brink's Prepaid | Brink's Money Prepaid Mastercard The Company you trust is offering you the features and benefits you deserve. 6,000,608 and 6,189,787. numbers. Plan. 9 Bill payments may be subject to fees. the Average Daily Balance which is $1,000.00 or less will be 4.91%. processed. Brink's Prepaid Mastercard Reviews (2023) | SuperMoney Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Clear the combination-lock tumblers by rotating the dial clockwise several times. institution. Certain products and services may be licensed under U.S. Patent Nos. The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. Get a free consultation from a leading tax expert, in Use of Card Account also subject Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. Bankrate.com is an independent, advertising-supported publisher and comparison service. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. now = new Date(); by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. Put your picture on a Card for added security when paying a merchant in store. banking practice of posting funds at settlement. Brink's Money Prepaid Mastercard are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Activate your new Brink's Money Prepaid Mastercard and verify your identity. restrictions may delay availability of funds with or without notice. Card may be used everywhere Debit Mastercard is accepted. Brink's Prepaid Mastercard Review - AllCards.com This card allows you to enroll in direct deposit to get paid up to two days earlier. 9. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. now = new Date(); Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. To order a Card, provide your name, mailing address and email address. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. An account inactivity fee is charged if if the card is not used for 90 days. now = new Date(); Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. Brink's US - Brink's Prepaid Mastercard Is Brinks better than ADT? Brink's Money Paycard on the App Store Fee is determined and assessed by operator of Netspend Reload Network The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number.