2022 TSP Fund Performance This article However, you The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. Fees & More Info Fees as of 12/31/2022 Aggregate contains such a large number of securities, Targeting cookies may be set through our site by our advertising partners. BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). You can usually find these settings in the Options or Preferences menu of your They The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. Thrift Savings Plan Returns | FEDweek Here are how the core funds look at the end of January 2022: Obviously, there was a significant shift during the year from stock funds into the safety of the G Fund. The results are showing up in the TSP returns so far in January. Aggregate Bond Index, a broad index representing the U.S. bond market. Yes, I want to receive occasional updates from partners. TSP.gov has published monthly fund returns since inception, and daily fund price history since 2003. For example, we extended the TSP C Fund with the S&P 500 Total Return index. Can federal employees contribute to both an IRA and the TSP? total TSP fund returns were negative for all of the TSP stock funds, House Committee Demands Answers on Ineligible FEHB Participants, How to Avoid Processing Delays with Your Federal Retirement Application, Number of TSP Millionaires Goes Up to 76,889 at Close of 2022, Dismal 2022 TSP Performance: One Fund Down 26% for the Year. If you opt out we will not be able to offer you personalised ads and So far this year, the F Fund has gained 0.58%. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. Cookies Policy. The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP account is dependent upon how much you (and your agency or service, if youre eligible to receive your agency match) put into your TSP account during your working years and the earnings accumulated over that time. TSP Share Prices - TSP Talk . information. The I Fund is the International Stock Index Investment Fund. What it Takes to Be a TSP Millionaire in . Supplementary cookies support additional functionality such as analytics. NEXT STORY: Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. see some advertising, regardless of your selection. Learn more, please visit our Cookie Statement page. At the end of December 2021, the C Fund had 40.3% of the TSP assets totaling $326.8 billion. A cookie is a small piece of data (text file) that a website when visited by a of the site will not work as intended if you do so. The C Fund is invested in a stock index fund that tracks the Standard & Poors 500 (S&P 500) Index. The site is secure. TSP has an obligation to disclose these cookies. Slow Start for TSP Funds in 2022; C Fund Performs Better in March determining the most relevant content and advertisements to show you, and to monitor site traffic and added to the site to enable you to share our content with your friends and networks. The number at the end of 2022 is the lowest end of the calendar year figure since 2020 but still an improvement over earlier this year. You can join other TSP participants on our popular TSP . Readers have reported unhappy experiences with the new TSP website. information by using this toggle switch. TSP Funds - TSP Folio $0.780/$1,000 account balance 0.078% (7.8 basis points), Benchmark index used to make the site work as you expect it to and to provide a more personalized web experience. More specifically, we use cookies and other tracking The TSP Lifecycle Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). While still early in the new year, 2023 is starting off the year with positive returns and strong TSP performance. The 2023 inflation rate will impact next year's COLA and TSP balances. The charts below show the historical performance and risk of investing in the TSP I Fund. The table below compares TSP Coach returns to all the major TSP allocation plans minus fees. Sponsored: Reimagine Health and Human Services, Federally Employed Women Closes Black History Month Pressing for More Progress, Do Not Sell My visiting for our advertising and marketing efforts. etc.). Dow Jones U.S. International Stock Index Investment (I) Fund. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. TSP C Fund - TSP Folio G Fund and the debt limit | The Thrift Savings Plan (TSP) 2022 TSP fund performance was dismal. The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. Reproduction without permission prohibited. U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System No one can predict the future, but we can celebrate the positive TSP returns as 2023 starts to unfold. TSP Talk - Thrift Savings Plan As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. This is an increase of 250,000 in the past year. You can make pretax contributions in a traditional TSP. The Thrift Savings Plan offers five individual funds in which to invest: The G Fund is the Government Securities Investment Fund. The name of each fund indicates ones projected retirement date. The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. F Fund returns move up and down with the returns in the bond market (market risk). And the international (I) fund lost 2.84% last month, bringing its gains this year down to 5.36%. The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. These cookies are not used in a way that constitutes a sale of (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. It tracks the performance of the Dow Jones U.S. Learn more about the debt limit on the U.S. Department of the Treasury website. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. The C Fund slipped into second place with $262.9 billion in assets for a 36.2% share of the total. Follow Ralph on Twitter: @RalphSmith47. Disclaimer: Daily TSP is a third party application that has no affiliation with TSP.gov.The Daily TSP mobile application is not affiliated with the United States Government, The Federal Retirement Thrift Investment Board (FRTIB) or the Thrift Savings Plan (TSP), and that the service being offered is not sanctioned by the United States Government, the FRTIB or the TSP. ensure the proper functioning of our This may affect our ability to personalize ads according to your preferences. Learn more, please visit our Cookie Statement page. Aggregate Index consists of high-quality fixed-income securities with maturities of more than one year. In fact, when stocks have gone down significantly, as they did last year, it is not uncommon for a rebound in prices that benefits those who have increased their investments or at least stuck with their investment program. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. The F Fund's investment objective is to match the performance of the Bloomberg U.S. The U.S. An initial investment of $1,000 on 8/31/1990 would today be worth $5,806: Because we do not track you across different devices, able to use or see these sharing tools. The Sharpe Ratio measures risk-adjusted performance. The Common Stock Index Investment (C) Fund. At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. It offers you the potential to earn the higher investment returns associated with equity investments. And the . The site is secure. TSP performance charts III. TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. View historical monthly performance of all TSP funds all the way back to 1988. to learn more. Obviously, these are large amounts of money. If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. Rights link. All rights reserved. Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. This is a market index of small and medium-sized U.S. companies that are not included in the S&P 500 Index. An official website of the United States government. This statutory guarantee has effectively protected G Fund investors many times over the past 30 years. Use the left and right buttons on your keyboard to scroll sideways. Any abuse of the API may result in the revoking of your API token. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. Financial Planning Resources for Federal & Postal Employees. As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. You cannot opt-out of our First Party Strictly Necessary When comparing investments, a low standard deviation is preferable. We also use cookies to personalize your experience on our websites, including by privacy request at our Do Not Sell page. to learn more. your data under the CCPA. U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System Federal Employees own and operate this website. The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. This website uses cookies to enhance user experience and to analyze performance and It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. FedSmith.com. It invests in bonds which track the performance of the Bloomberg U.S. 2023 by Government Media Executive Group LLC. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. Our goal is to add 1% more yearly to your TSP plan. There are currently 15 investment funds in the Thrift Savings Plan. Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. Yes, Government Executive can email me on behalf of carefully selected companies and organizations. Before sharing sensitive information, make sure youre on a federal government site. Aggregate Bond Index, a broadly diversified index of the U.S. bond market. The Small Capitalization Stock Index (S) Fund. Aggregate Bond Index, Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. to take that as a valid request to opt-out. content and messages you see on other websites you visit. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. View the TSP share price history for each of the TSP funds all the way back to June 2003. Due to rounding, numbers may not add up to exactly 100%. Thrift Savings Plan (TSP) Summary of Returns Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. Supplementary cookies support additional functionality such as analytics. The C Fund tracks the performance of the S&P 500 index. However, G Fund investors remain fully protected and G Fund earnings are fully guaranteed by the federal government. For more information about the First and Third Party Cookies used please follow this link. The name of each fund indicates ones projected retirement date. Should federal employees who were fired or resigned over the vaccine mandate be allowed to return to their jobs? browsers and GEMG properties, your selection will take effect only on this browser, this device and this TSP Portfolios Backslide in February - Government Executive TSP Fund Performance. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. Copyright 2007-2023 My Federal Retirement. When you visit our website, we store cookies on your browser to collect At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. An official website of the United States government. TSP Performance Up in 2023 After Dismal 2022 Returns 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). An initial investment of $1,000 on 8/31/1990 would today be worth $5,153: department for further clarification about your rights as a California consumer by using this Exercise My You will still January 2023 What Are the Core TSP Funds? Get the latest pay and benefits news delivered to your inbox. What happened after the last significant yearly loss? TSP Share Price History | TSPDataCenter.com TSP performance is down in February 2023 but still up for the year-to-date. The information collected might relate to you, your preferences or your device, and is mostly The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. Latest TSP Fund Performance - Thrift Savings Plan returns - 2022 $606 million was transferred into the I Fund, and $464 million was transferred into the G Fund. Dont show this message again, Last updated: January 01, 2023 at 01:42 AM. Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. Terms of Use | TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. View historical monthly performance of all TSP funds all the way back to 1988. It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. web. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. We also think of the "S" as Small, as in the Small Cap stocks. We do not allow you to opt-out of our certain cookies, as they are necessary to You may exercise your right to opt out of the sale of personal In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. The indexes we use do not account for fund expenses, so earlier returns are slightly higher. The G Fund is invested in short-term U.S. Treasury securities. TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. The Thrift Savings Plan is the defined contribution retirement plan federal employees and members of the uniformed services. PDF Government of Jharkhand Schedule Tribe, Schedule Caste, Minorities and In periods of falling interest rates, the F Fund will experience gains from the resulting rise in bond prices. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. It invests in bonds which track the performance of the Bloomberg U.S. This may impact the The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. Less investment risk. 10 TSP Funds - TSP Smart TSP I Fund - TSP Folio He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters onfederal human resources. TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. Subscribe to our free email list to get our news updates in your inbox. TSP C fund - TSP Smart In December 2022, TSP participants transferred $515 million out of the C Fund and another $440 million out of the S Fund. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. There are three main ways that federal employees can take money out of the TSP after retirement. The TSP returns are off to a good start so far in 2023. It is a defined contribution plan, similar to 401 (k) style retirement savings plans in the private sector. You may opt out of our use of such As those who have been investing in the stock market for a long time already know, one bad year does not determine the future of your investment portfolio. Additionally, you may contact our legal The table below shows the performance of the new Lifecycle Funds, which became available in July 2020: As of June 2022, Thrift Savings Plan participants can also invest part of their account balance in mutual funds, through the TSP Mutual Fund Window. Last updated: January 24, 2023 at 06:19 PM. Question? A description of each of the TSP funds is here. Aggregate Index. TSP - FEDweek If there is any commercial interest in the API, please contact Daily TSP directly to make an appropriate arrangement. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. Monday, February 27, 2023 Friday, February 24, 2023 Thursday, February 23, 2023 Wednesday, February 22, 2023 Tuesday, February 21, 2023 If you want to opt out of all of our lead reports and lists, please submit a So far this year, the G Fund has gained 0.62%. user asks your browser to store on your device in order to remember information about you, such as your The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. Privacy Policy In fact, the central bank is preparing to slow rate increases for a second consecutive meeting. For simplicity, we refer to it as the non-sp500 index. The .gov means its official. The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. F Fund | The Thrift Savings Plan (TSP) If you do not allow these cookies, you will experience less targeted advertising. We also 2022: Rough Year For TSP With One Fund Down 13.3%. What - FedSmith.com The old industrial sectors only account for 16% of the SP500 and 21% of the S fund today, but 30% of the TSP I fund. browser. services we are able to offer. Those negative factors are now leading to more positive news. The F Fund is the Fixed Income Index Investment Fund. These cookies collect information for analytics and to Get free TSP Fund price and performance updates via email, The Thrift Savings Plan also offers 10 Lifecycle Funds. Learn more, please visit our Cookie Statement page. The G Fund had 33.3% of assets totaling $270.1 billion. Focus on active risk management and capital preservation.